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Tip 1

Save - Start on the right path by learning how to spend less than you make.
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Tip 2

Pay Yourself First - take an amount out of each paycheck and put it in a savings account.
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Tip 3

Big Purchases - save the money first to avoid credit card debt.
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Check your Bank Balance Daily or Weekly

Check your Bank Balance Daily or Weekly – a financial institution does not have to warn you that your bank balance goes negative. By the time they notify you, you could have overdraft charges of $35 to $250 dollars.