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Tip 1

Save - Start on the right path by learning how to spend less than you make.
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Tip 2

Pay Yourself First - take an amount out of each paycheck and put it in a savings account.
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Tip 3

Big Purchases - save the money first to avoid credit card debt.
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Fact Vs. Myth

Myth 1: Sales

They are not really sales. The SaVonk president did an experiment where he tracked the price of a TV he wanted to buy. He watched the price from month to month. When the company promoted the sale, he noticed that the month before the price had gone up and then back down to the original price on the day of the sale. The unlucky customer thought they were saving 15% when they were really paying market value.